Mahigit 3,200 merchants na umano’y konektado sa mga ilegal na aktibidad gaya ng ilegal online gambling ang kinansela ng GCash mula pa noong 2025. Isinagawa ito sa koordinasyon ng kompanya at Cybercrime Investigation and Coordinating Center (CICC) upang pigilan ang mga ilegal na operator na abusuhin ang QRPh payment rail na nagre-redirect sa mga hindi awtorisadong payment channels. Layunin ng hakbang na ito na palakasin ang consumer protection.
Nilinaw ng GCash na hindi ito nakikipag-partner sa mga ilegal na merchants at operators. Ayon sa kompanya, ang mga ito ay mga independent entities na sinusubukang idaan ang kanilang mga transaksyon sa mga lehitimong digital payment services.
Gumagamit ang GCash ng proactive monitoring upang matukoy at ma-disable ang mga ganitong koneksyon, at nire-report ang mga site sa mga regulator at sa CICC upang suportahan ang pagpapatupad ng batas at mga legal na patakaran.
Kasalukuyang nakikipagtulungan ang GCash sa CICC at PNP Anti-Cybercrime Group upang masugpo ang ganitong mga krimen.
“By proactively blocking unauthorized actors and reporting them to our regulators and authorities, we are helping protect Filipinos and maintain trust in the country’s digital financial ecosystem,”
sabi ni Chief Information and Security Officer ng G-Xchange, Inc. Miguel Geronilla.
Sa joint press conference ng CICC at PNP-ACG hinggil sa pagsugpo sa illegal online gambling na ginanap noong March 4, 2026, kinilala ni Usec. Aboy Paraiso ang GCash sa kanilang pakikipagtulungan laban sa paglaganap ng illegal online gambling.
“Ipinagmamalaki nating ibahagi ang ating tagumpay kasama ang GCash. Dahil sa pinagsanib na enhanced monitoring at zero tolerance policy ng kanilang fintech super app, mahigit 3,200 online merchants na associated sa illegal gaming ang atin nang naipasara at permanente nang naka block,” saad ni Paraiso.
Paano pinoprotektahan ng GCash ang mga konsyumer laban sa illegal merchants
Nagpatupad ang GCash ng ilang hakbang upang mapanatili ang integridad ng kanilang serbisyo:
- Proactive Monitoring: May mga sistema na nagde-detect ng hindi awtorisadong aktibidad ng merchant.
- Account Suspension: Agad na dini-disable ang mga link patungo sa fraudulent na operasyon.
- Regulatory Compliance: Nire-report ang kahina-hinalang transaksyon sa AMLC at CICC.
Karaniwang paraang ginagamit ng mga illegal merchants
Maaaring gumamit ng mapanlinlang na taktika ang illegal merchants at scammers upang linlangin ang mga customer at maipadala ang bayad sa hindi awtorisadong account. Ilan sa karaniwang scheme ay:
- QR Masking: Mga QR code na mukhang legit ngunit nire-redirect ang bayad sa ibang account o personal na wallet.
- Paggawa ng pekeng payment page or merchant account: Ginagaya ang legit na negosyo upang lituhin ang customer.
- Pagkukunwaring GCash Payment page: Gumagawa ang scammer ng pekeng page na kamukha ng opisyal na GCash interface upang makakalap ng hindi awtorisadong bayad.
Ang mga taktikang ito ay maaaring magdulot ng financial loss, scams, at hindi awtorisadong transaksyon sa mga gumagamit.
Ano ang dapat gawin ng mga GCash user:
- Protektahan ang account: Huwag ibahagi ang iyong MPIN o OTP sa kahit sino. Hindi hihingi ang GCash ng ganitong impormasyon.
- Mag-ingat sa QR codes: Iwasang i-scan ang QR codes na natatanggap sa random messages, emails, o social media posts.
- I-verify ang merchant: Suriin ang pangalan ng merchant at ang detalye ng transaksyon bago kumpirmahin ang bayad sa QRPh.
- Iwasang magpadala sa personal accounts: Ang legit na merchant ay hindi dapat humingi ng transfer sa personal wallet para sa bayad.
- I-report ang kahina-hinalang aktibidad: GCash Help Center (2882), CICC hotline (1326), o PNP Anti-Cybercrime Group (02) 8723-0401 (loc 7491).
About Mynt
Mynt is the first and only $5 billion unicorn in the Philippines. It's a leader in mobile financial services focused on accelerating financial inclusion through mobile money, financial services, and technology. Mynt operates two fintech companies: GXI, the mobile wallet operator of GCash — the #1 Finance App in the Philippines, and Fuse Lending, a tech-based lending company that gives Filipinos access to microloans and business loans.
About GCash
GCash is the Philippines’ #1 Finance App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash’s mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only duacorn in the Philippines.
Mynt and GCash are staunch supporters of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.
For more information, please contact:
Bruce Rodriguez, Head of Business Communications
Corporate Communications
Legal Disclaimer & Safe Harbor Statement
This press release is for informational purposes only and does not constitute, or form part of, any offer, solicitation, or invitation to sell, issue, purchase, or subscribe for any securities in the Philippines, the United States, or any other jurisdiction. No securities of Mynt, Inc. have been or will be registered under the U.S. Securities Act of 1933, as amended, and such securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. There will be no public offering of the securities of the Company in the United States. No money, securities or other consideration is being solicited by this document or the information contained herein and, if sent in response to this document or the information contained herein, will not be accepted. Any potential initial public offering and listing in the Philippines, if pursued, remain fully subject to prevailing market conditions and regulatory approvals, including the registration requirements of the Philippine Securities and Exchange Commission and the listing rules of the Philippine Stock Exchange, Inc., and there can be no assurance that any such filings will be made or that any offering or listing will be consummated. This document contains forward-looking statements that involve inherent risks and uncertainties; actual results, timelines, and outcomes may differ materially from those projected due to shifting market dynamics, economic environments, and regulatory updates.
