Through GInsure, GCash and KwikCare’s digital-first HMO coverage offers a flexible monthly subscription straight from the GCash app, starting at only Php995/month.
To help Filipinos stay protected from unforeseen medical costs and access affordable, quality healthcare, GCash and KwikCare are partnering to offer the first health maintenance organization (HMO) coverage directly available from the GCash app.
For millions of Filipinos, quality healthcare remains a luxury out of reach, leaving families highly vulnerable to unexpected medical crises. Recent data highlights a stark reality: 64% of Filipino families cannot afford a ₱10,000 hospital bill without falling into debt¹, while 30% of households live on the brink of financial distress with sudden health shocks acting as a major driver of this vulnerability². This challenge is most especially felt among MSME workers, gig economy freelancers, and part-time earners who lack traditional corporate HMO benefits, leaving them just “one sickness away from poverty.”
To break this cycle, democratizing healthcare is critical. By making health coverage proactive, affordable, and accessible at the grassroots level, Filipino breadwinners can protect both their health and their hard-earned financial stability.
GCash, through its in-app insurance platform GInsure, has partnered with KwikCare to offer digital-first HMO coverage through a flexible monthly subscription. The offering does not require large upfront costs, long-term commitments, or complicated paperwork. Users can sign up in minutes, making healthcare coverage easily accessible.
Through GInsure, KwikCare offers monthly HMO plans designed to make healthcare coverage more adaptable to different needs and circumstances. Starting at ₱995 per month, the service provides access to inpatient, outpatient, emergency, and laboratory services, along with cashless access to more than 2,000 accredited healthcare providers nationwide, and benefits of up to ₱350,000, with additional personal accident coverage of up to ₱1 million. Moreover, the offering also allows users to add their family members.
“Filipinos deserve the peace of mind that comes with reliable health coverage. When breadwinners and their families can better access essential health services as well as manage unexpected medical emergencies without worrying about the costs, we're protecting not just their health, but their financial future,” shared Winsley Bangit, Group Head of New Business at Mynt, the parent company of GCash.
“Our mission has always been to make quality healthcare more accessible to every Filipino. Through our partnership with GCash, we're bringing reliable HMO coverage closer to millions by making it available through a platform they already use every day,”
emphasized Hamilton Angluben, Chief Executive Officer of KwikCare.
“We believe digital distribution is one of the most powerful ways to expand healthcare access and help more families protect both their health and their financial future.”
To get affordable HMO on GCash, open the app, head to “GInsure” and tap “HMO” in the Marketplace section.
As more Filipinos turn to digital platforms to manage their everyday finances, GCash and KwikCare are making health protection just as accessible. Through GInsure, the partnership empowers Filipinos to conveniently manage their health coverage, protect their savings from unforeseen medical costs, and navigate their healthcare needs with greater confidence. For more information, visit https://www.gcash.com.
Sources:
¹ Boston Consulting Group, “The Filipino Family”, 2025.
² Philippine Institute for Development Studies, “Escaping Poverty Is Not Enough: Vulnerability, Risk, and the Fragile Middle Class in the Philippines”, 2026.
About Mynt
Mynt is the first and only $5 billion unicorn in the Philippines. It's a leader in mobile financial services focused on accelerating financial inclusion through mobile money, financial services, and technology. Mynt operates two fintech companies: GXI, the mobile wallet operator of GCash — the #1 Finance App in the Philippines, and Fuse Lending, a tech-based lending company that gives Filipinos access to microloans and business loans.
About GCash
GCash is the Philippines’ #1 Finance App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash’s mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only duacorn in the Philippines.
Mynt and GCash are staunch supporters of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.
For more information, please contact:
Bruce Rodriguez, Head of Business Communications
Corporate Communications
Legal Disclaimer & Safe Harbor Statement
This press release is for informational purposes only and does not constitute, or form part of, any offer, solicitation, or invitation to sell, issue, purchase, or subscribe for any securities in the Philippines, the United States, or any other jurisdiction. No securities of Mynt, Inc. have been or will be registered under the U.S. Securities Act of 1933, as amended, and such securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. There will be no public offering of the securities of the Company in the United States. No money, securities or other consideration is being solicited by this document or the information contained herein and, if sent in response to this document or the information contained herein, will not be accepted. Any potential initial public offering and listing in the Philippines, if pursued, remain fully subject to prevailing market conditions and regulatory approvals, including the registration requirements of the Philippine Securities and Exchange Commission and the listing rules of the Philippine Stock Exchange, Inc., and there can be no assurance that any such filings will be made or that any offering or listing will be consummated. This document contains forward-looking statements that involve inherent risks and uncertainties; actual results, timelines, and outcomes may differ materially from those projected due to shifting market dynamics, economic environments, and regulatory updates.
