Mynt, the parent company of GCash, continues to grow from strength to strength as it pushes for more world-class innovations on payments, lending, and other financial services.
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The company has further built on the success of its core payments and lending businesses which delivered healthy year-on-year growth in 2025. Mynt’s attributable equity earnings to Globe reached PHP 6.1 billion (USD 103.7 million) in 2025, higher by 64% year-on-year.
“Our growth momentum continues as digital finance becomes more embedded in daily life,” said Martha Sazon, president and CEO of Mynt. “We are doubling down on expanding financial access to the masses through everyday payments, fair lending, and inclusive wealth and insurance products”
Pioneering next-gen, inclusive payments for everyday Filipinos
In 2025, GCash mobile wallet operator G-Xchange, Inc. (GXI), further expanded financial access by partnering with the Philippine government in revolutionizing payments in the country's transport sector—starting with Metro Manila’s major rail and bus systems, which can now accept card, QR, and NFC payments.
This was further enabled by the launch of Tap to Pay, a next-generation NFC solution enabling secure, contactless payments across 150 million merchants worldwide. The company also accelerated its expansion into underserved segments, with 90% of users from lower socio-economic segments and 78% from outside Metro Manila.
Robust growth in fair and inclusive lending
Fuse Financing, the lending arm of Mynt, has also reached significant milestones in 2025 as it disbursed loans worth PHP 362 billion (USD 6.16 billion) life-to-date, a substantial 65% increase from 2024. This growth was driven by over 10.5 million unique borrowers, and GScore, its proprietary trust scoring system.
Fuse has also partnered with the Asian Development Bank for a PHP 1.75 billion loan (USD 30 million) to accelerate credit access to MSMEs—marking a landmark partnership in the ASEAN between ADB and a fintech company.
Unlocking wealth management and affordable insurance for all
GCash has significantly boosted its wealth portfolio, with its investment platform, GStocks Ph, serving 1.7 million registered users in 2025, a 65% increase year-on-year. It has also introduced its IPO Subscription feature, which enabled thousands to participate in a recent Philippine IPO, with orders via GStocks oversubscribed by over 200% during the sale period.
Through GInsure, GCash further expanded access to affordable insurance for millions of Filipinos — with 132.6 million policies sold life-to-date in 2025, nearly triple the previous year’s level. This growth was supported by a 45% increase in GInsure users to 20.6 million.
Deepening financial access for all Filipinos
GCash has also been doubling down its support for entrepreneurs in 2025 with the launch of the GCash Pera Outlet Plus App, making it easier for nano-merchants to access digital services, alongside GCash PocketPay, transforming smartphones into point-of-sale (POS) devices for card payments. The company also made receiving international remittances from the United States faster and easier through its Virtual US Account.
Underpinned by its growth and inclusive fintech innovations, GCash has solidified itself as the #1 Finance App in the Philippines by monthly active users, according to Sensor Tower data as of December 2025.
“Across our various businesses, we strive to achieve meaningful impact, aimed at Making Filipinos’ Everyday Lives Better and accelerating financial inclusion for all,”
said Sazon.
