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The company has further built on the success of its core payments and lending businesses which delivered healthy year-on-year growth in 2025. Mynt’s attributable equity earnings to Globe reached PHP 6.1 billion (USD 103.7 million) in 2025, higher by 64% year-on-year.

“Our growth momentum continues as digital finance becomes more embedded in daily life,” said Martha Sazon, president and CEO of Mynt. “We are doubling down on expanding financial access to the masses through everyday payments, fair lending, and inclusive wealth and insurance products”

Pioneering next-gen, inclusive payments for everyday Filipinos

In 2025, GCash mobile wallet operator G-Xchange, Inc. (GXI), further expanded financial access by partnering with the Philippine government in revolutionizing payments in the country's transport sector—starting with Metro Manila’s major rail and bus systems, which can now accept card, QR, and NFC payments. 

This was further enabled by the launch of Tap to Pay, a next-generation NFC solution enabling secure, contactless payments across 150 million merchants worldwide. The company also accelerated its expansion into underserved segments, with 90% of users from lower socio-economic segments and 78% from outside Metro Manila.

Robust growth in fair and inclusive lending 

Fuse Financing, the lending arm of Mynt, has also reached significant milestones in 2025 as it disbursed loans worth PHP 362 billion (USD 6.16 billion) life-to-date, a substantial 65% increase from 2024. This growth was driven by over 10.5 million unique borrowers, and GScore, its proprietary trust scoring system.

Fuse has also partnered with the Asian Development Bank for a PHP 1.75 billion loan (USD 30 million) to accelerate credit access to MSMEs—marking a landmark partnership in the ASEAN between ADB and a fintech company.

Unlocking wealth management and affordable insurance for all

GCash has significantly boosted its wealth portfolio, with its investment platform, GStocks Ph, serving 1.7 million registered users in 2025, a 65% increase year-on-year. It has also introduced its IPO Subscription feature, which enabled thousands to participate in a recent Philippine IPO, with orders via GStocks oversubscribed by over 200% during the sale period.

Through GInsure, GCash further expanded access to affordable insurance for millions of Filipinos — with 132.6 million policies sold life-to-date in 2025, nearly triple the previous year’s level. This growth was supported by a 45% increase in GInsure users to 20.6 million.

Deepening financial access for all Filipinos

GCash has also been doubling down its support for entrepreneurs in 2025 with the launch of the GCash Pera Outlet Plus App, making it easier for nano-merchants to access digital services, alongside GCash PocketPay, transforming smartphones into point-of-sale (POS) devices for card payments. The company also made receiving international remittances from the United States faster and easier through its Virtual US Account.

Underpinned by its growth and inclusive fintech innovations, GCash has solidified itself as the #1 Finance App in the Philippines by monthly active users, according to Sensor Tower data as of December 2025. 

“Across our various businesses, we strive to achieve meaningful impact, aimed at Making Filipinos’ Everyday Lives Better and accelerating financial inclusion for all,”

said Sazon.

About Mynt

Mynt is the first and only $5 billion unicorn in the Philippines. It's a leader in mobile financial services focused on accelerating financial inclusion through mobile money, financial services, and technology.  Mynt operates two fintech companies: GXI, the mobile wallet operator of GCash — the #1 Finance App in the Philippines, and Fuse Lending, a tech-based lending company that gives Filipinos access to microloans and business loans.

About GCash

GCash is the Philippines’ #1 Finance App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash’s mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only duacorn in the Philippines.

Mynt and GCash are staunch supporters of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.

For more information, please contact:

Bruce Rodriguez, Head of Business Communications

Corporate Communications

gcashcorpcomm@gcash.com

Legal Disclaimer & Safe Harbor Statement

This press release is for informational purposes only and does not constitute, or form part of, any offer, solicitation, or invitation to sell, issue, purchase, or subscribe for any securities in the Philippines, the United States, or any other jurisdiction. No securities of Mynt, Inc. have been or will be registered under the U.S. Securities Act of 1933, as amended, and such securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. There will be no public offering of the securities of the Company in the United States. No money, securities or other consideration is being solicited by this document or the information contained herein and, if sent in response to this document or the information contained herein, will not be accepted. Any potential initial public offering and listing in the Philippines, if pursued, remain fully subject to prevailing market conditions and regulatory approvals, including the registration requirements of the Philippine Securities and Exchange Commission and the listing rules of the Philippine Stock Exchange, Inc., and there can be no assurance that any such filings will be made or that any offering or listing will be consummated. This document contains forward-looking statements that involve inherent risks and uncertainties; actual results, timelines, and outcomes may differ materially from those projected due to shifting market dynamics, economic environments, and regulatory updates.

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