For GCash, a strong focus on building financial literacy helps Filipinos make more informed, confident financial decisions.
Beyond powering frictionless digital payments in areas like public transportation, online and offline cashless purchases, and peer-to-peer transfers, Mynt, the parent company of GCash, is also expanding access to investing through its wealthtech platform. With simple signup and paperless registration that eliminates the need to physically visit a bank or brokerage, GInvest enables Filipinos to invest via GStocks, GFunds, GBonds, and more directly through the GCash app. GStocks serves 1.7 million users through broker AB Capital Securities Inc., accounting for 53% of all online retail stock market accounts with the Philippine Stock Exchange (PSE) as of 2025, reinforcing GCash as the country's largest digital gateway to the capital markets for retail investors.
This was revealed by Darvin Sy Su, GCash General Manager for Wealth Management at an investor relations forum organized by the Shareholders' Association of the Philippines (SharePHIL), a leading industry association for advancing the rights and financial literacy of minority shareholders and retail investors. At the forum, Sy Su shared how the growth of the wealthtech platform is enabled by GCash efforts to strengthen financial literacy among Filipinos.
The Philippine Stock Exchange (PSE) recorded 3.64 million stock market accounts in 2025, a 27.3% increase from 2.86 million accounts the previous year, according to its annual Stock Market Investor Profile report. The report found that 99.2%, or 3.61 million accounts, belong to retail investors, of which 3.22 million accounts are held online through digital trading platforms and e-wallets. The same report also found that online retail accounts grew 30.5% year on year.
The rapid growth of online investing reflects a broader shift toward digital platforms that lower barriers to market participation. By simplifying onboarding and enabling Filipinos to invest directly through the GCash app, GInvest is helping bring more first-time and retail investors into the Philippine capital markets while advancing digital financial inclusion.
Beyond stock investing, GCash has also become a leading platform for investment funds, with 8.8 million registered GFunds users and as much as 4 in 5 unit investment trust funds (UITF) in the Philippines conducted through GFunds via partners ATRAM, BPI-IMI, and Manulife IM as of 2025.
According to Sy Su, the growth of GCash from the Philippines' first mobile wallet in 2012 to a leading digital investments marketplace is only a natural part of the superapp’s evolution.
“The transition of GCash from an everyday payments app into the platform of choice for retail investors is part of our commitment to empowering every Filipino with accessible and secure ways to secure their long-term financial security.”
Sy Su said.
Confidence, not convenience, encourages Filipinos toward investing
“Fostering greater financial literacy among Filipinos remains a key priority for GCash,”
shared Sy Su.
“We recognize that bridging Filipinos—many of whom are newcomers to the digital finance space—to investment products like stocks, bonds, and funds requires going beyond enabling convenient access through our app. Rather, building financial literacy is about equipping Filipinos with the knowledge they need to make more informed financial decisions.”
“When we improve our clients’ access to guidance, we see a clear correlation to adoption. As their understanding grows, so does their confidence to start investing,”
he added.
GCash, through GInvest, is accelerating its momentum in the country’s retail investment space. By enhancing GStocks to make stock trading and IPO investing more seamless and intuitive, launching its AI-powered Pera Coach to provide on-demand financial guidance, and preparing for the upcoming sandbox launch of GStocks Global with the Securities and Exchange Commission to give more Filipinos access to US-listed stocks, the e-wallet is well-positioned to advance its mission of enabling finance for all.
Registering on GStocks PH takes just a few taps. To begin stock investing, fully-verified GCash users just need to open the app, go to the “Invest” tab and select “GStocks PH” to sign up and complete the digital KYC.
GCash continues to pioneer efforts to help everyday e-wallet users transition into more capable, confident investors. For more information, visit www.gcash.com.
About Mynt
Mynt is the first and only $5 billion unicorn in the Philippines. It's a leader in mobile financial services focused on accelerating financial inclusion through mobile money, financial services, and technology. Mynt operates two fintech companies: GXI, the mobile wallet operator of GCash — the #1 Finance App in the Philippines, and Fuse Lending, a tech-based lending company that gives Filipinos access to microloans and business loans.
About GCash
GCash is the Philippines’ #1 Finance App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash’s mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only duacorn in the Philippines.
Mynt and GCash are staunch supporters of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.
For more information, please contact:
Bruce Rodriguez, Head of Business Communications
Corporate Communications
Legal Disclaimer & Safe Harbor Statement
This press release is for informational purposes only and does not constitute, or form part of, any offer, solicitation, or invitation to sell, issue, purchase, or subscribe for any securities in the Philippines, the United States, or any other jurisdiction. No securities of Mynt, Inc. have been or will be registered under the U.S. Securities Act of 1933, as amended, and such securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements. There will be no public offering of the securities of the Company in the United States. No money, securities or other consideration is being solicited by this document or the information contained herein and, if sent in response to this document or the information contained herein, will not be accepted. Any potential initial public offering and listing in the Philippines, if pursued, remain fully subject to prevailing market conditions and regulatory approvals, including the registration requirements of the Philippine Securities and Exchange Commission and the listing rules of the Philippine Stock Exchange, Inc., and there can be no assurance that any such filings will be made or that any offering or listing will be consummated. This document contains forward-looking statements that involve inherent risks and uncertainties; actual results, timelines, and outcomes may differ materially from those projected due to shifting market dynamics, economic environments, and regulatory updates.
